10 Replies Latest reply on Apr 1, 2014 6:34 PM by kamas716

    Credit Card required (?)

      I just bought my daughter a Nook and she is very happy with it.
      I am not so happy.

      I also bought her a gift card so whe could use to purchase books without having my credit card connected to the Nook.  But, B&N still requires that my credit card be connected to the Nook to even purchase a book with a gift card.

      ITunes does not require that I connect my credit card to an account.
      ITunes only requires a ITunes gift card. 

      Why does B&N?

      Is there anyway around this?

       

       

        • Re: Credit Card required (?)
          readley
          I don't think there is any way around it. However, when I set up my daughter's nook (I haven't given it to her yet), I was able to require a password before any purchase. She won't be able to charge to my credit card without asking me to input the password. She is only 8, so I want to keep an eye on the books she is buying anyway. Another option might be to get a prepaid credit card and put that on your daughter's account.
          • Re: Credit Card required (?)
            geertm

            CrediCardsSuck wrote:

            I just bought my daughter a Nook and she is very happy with it.
            I am not so happy.

            I also bought her a gift card so whe could use to purchase books without having my credit card connected to the Nook.  But, B&N still requires that my credit card be connected to the Nook to even purchase a book with a gift card.

            ITunes does not require that I connect my credit card to an account.
            ITunes only requires a ITunes gift card. 

            Why does B&N?

            Is there anyway around this?

             

             


            B&N's DRM uses the credit card number and name to encrypt the books. B&N's DRM is a social DRM. That means there are no technical restrictions that prevent you from copying a book. But that anyone who want to read a book needs to know the credit card number and name the book was encrypted with. Information you probably do not want to share on the Internet.

            The big advantage of this is that can your share your books with family and friends by just making a copy of the ebook file.

            Unlike Kindle your books are not tied to the hardware of a specific device. And unlike Adobe DRM your books are not tied to an Adobe ID. After downloading them, your books do not depend on an DRM server anymore.

             

            You can password protect shop purchases on the Nook device.

              • Re: Credit Card required (?)

                Thanks for the detailed answer,
                If I understand it correctly...

                1. My credit card number is tied to the books I download.
                2, There is nothing restricting my daughter from sharing the book with her friends.
                3. There is nothing restricting her friends from sharing the book with their friends.
                4  The "book" gets hacked and my credit card is comprimised.

                Can I opt-out of the "social" DRM?
                I don't think it is very smart to have a social DRM based on a credit card.


                How does the I-Tuner DRM work?  Is it "social"?
                I prefer it because it doesn't require a credit card.
                I would gladly give up the "social" aspect to not have borrowed books tied to my credit card number.
                I think we should at least have an option.

                 

                 

                 

                 

                 

                 

                  • Re: Credit Card required (?)
                    geertm

                    CrediCardsSuck wrote:

                    Thanks for the detailed answer,
                    If I understand it correctly...

                    1. My credit card number is tied to the books I download.
                    2, There is nothing restricting my daughter from sharing the book with her friends.
                    3. There is nothing restricting her friends from sharing the book with their friends.
                    4  The "book" gets hacked and my credit card is comprimised.

                    Can I opt-out of the "social" DRM?
                    I don't think it is very smart to have a social DRM based on a credit card.


                    How does the I-Tuner DRM work?  Is it "social"?
                    I prefer it because it doesn't require a credit card.
                    I would gladly give up the "social" aspect to not have borrowed books tied to my credit card number.
                    I think we should at least have an option.

                     


                    Your credit card information is not included in the books, and also not stored on the device. Your credit card information is used to generate a key. That key is included in the books, and stored on the device. The key is generated with a one-way encryption process. The key cannot be used to generate the credit card details it was created with.

                    B&N's DRM is the least restictive, and most futureproof DRM available at the moment.

                     

                    DRM is used to limit the sharing of a book. A social DRM uses information you probably do not want to share much (in this case your credit card information) to limit the sharing of a book, instead of technical limitations. The big advantage of this is that is allows you to share your books in a limited way with family and friends.

                    A Kindle book can only be shared by letting people connect their Kindle to your Kindle account (where they will have access to your full account). An Adobe DRM book can only be read on a device authorized with your Adobe ID. A device can only be authorized to one ID, and you can only authorize a device six time.

                    As far as I know the Apple DRM ties your books to your Itunes account. You can only read the books on a Apple device that is registered to your Itunes account.

                    • Re: Credit Card required (?)
                      RHWright

                      CrediCardsSuck wrote:

                      Thanks for the detailed answer,
                      If I understand it correctly...

                      1. My credit card number is tied to the books I download.

                       

                      "Tied," in the sense that it is the master key to unlock the DRM on the book. The CC info is not included in the download, so there is no way for it to be reverse engineered or hacked.

                       

                      2, There is nothing restricting my daughter from sharing the book with her friends.

                       

                      If by share, you mean send around an unreadable file, then yes. That's the point of the social DRM/credit card rationale. You would need to trust your daughter with your CC#. She in turn would need to be foolish enough to share that with her friends.

                       

                      3. There is nothing restricting her friends from sharing the book with their friends.

                       

                      See response above.


                      4  The "book" gets hacked and my credit card is comprimised.

                       

                      No.


                      Can I opt-out of the "social" DRM?

                       

                      No.


                       



                      At least that's my understanding of how the DRM works. I haven't "popped open the lid" to remove it or just to confirm how it works. But based on discussions here and elsewhere, your CC information should remain secure. Well, as secure as that sort of thing can be in this day & age.

                        • Re: Credit Card required (?)

                          Easy solution, buy a prepaid credit card then.

                           

                           

                            • Re: Credit Card required (?)

                              Pre-paid is the Easy solution but not all and it to me (an over 10 year Online shopper).the best!

                               

                              When I purchased in lat 2010 B&N has since added the second CC option due to this issue! No one thought to think of  this in the initial design?

                                           Credit Cards Expire, Get Canceled, or let alone you don't use it anymore or have a new account! Even worse gets hacked/stolen (been there, done that too..Why I won't store my CC on WALLY WORLD any more and I'm particular about ONLINE SHOPPING Sites where I CAN)!

                               

                              1. You Buy Pre-Paid CC (the Catch here is to put as little as possible, because Monthly fees could be associated with it!).

                              2. You add the Gift Card,  then money will be taken from it first, if the account is set up correctly)......

                               

                              Then you Drain the Pre-Paid Gift Card! But guess what you going to need it later!

                               

                              When you Archive a Book then  you even need a Valid CC to UnArchive (so use/get a device to store your books and invest in learning this software...bottom line you going to need another computer)

                              Calibre (http://calibre-ebook.com/) which is available for Windows (Supported version as of 2012), APPLE OS X, and LINUX. Has very Good Review and comes highly rated! for management of you library (books).

                               

                              I have yet to decide how I'm going to deal with the firmware updates and Application Software...but I'm going to start keeping that too!....So my advice is that you review and clearly know what to expect when firmware updates become available! Mines would be do I need it before do I want it but for I install it!

                               

                              I would also check and insure that the Lend Feature does not require use of the CC (I don't plan on using this), crazy I know but B&N didn't want lose their money in the air! Not to mention I suspect this may also deal with how they applied DRM to are epubs!

                               

                              Technology is a Wonderful thing, but sometimes people can just go too far in holding your hand on using it!

                      • Re: Credit Card required (?)
                        TrishPel
                        I also take issue with the requirement of a credit card on file. Especially in this day and age of identity security. I notified Visa and was told the following: To report merchant practices that you feel are inappropriate, you may wish to contact the Global Customer Care Services at 1-800-VISA-911 (1-800-847-2911). Please advise them that you were referred to file a complaint. The staff will be able to initiate a complaint form over the phone.
                          • Re: Credit Card required (?)
                            Byteguy

                            TrishPel wrote:
                            I also take issue with the requirement of a credit card on file...

                            Then, get a pre-paid credit card and use that.  B&N HAS to have a CC on file to create the protection lock that the publishers require them to put on books or else they can't sell you the e-book.  It's not that B&N is being mean (as has been pointed out many times over the years) it's that they need SOME way to connect a purchase to a person so Penguin can sue you if they see you posting all your books for everyone to read for free.

                             


                            TrishPel wrote:
                            ...Especially in this day and age of identity security....


                            Sorry, I had to laugh at that.  I have had two cards compromised; one by my supermarket and one BY THE BANK THAT ISSUED THE CARD.  B&N is the least of your worries.  If you see unusual charges, dispute them in a timely manner and you aren't responsible.  Credit cards are much safer and easier to deal with than debit-cards when it comes to issues like this.

                             

                             

                            • Re: Credit Card required (?)
                              kamas716

                              TrishPel wrote:
                              I also take issue with the requirement of a credit card on file. Especially in this day and age of identity security. I notified Visa and was told the following: To report merchant practices that you feel are inappropriate, you may wish to contact the Global Customer Care Services at 1-800-VISA-911 (1-800-847-2911). Please advise them that you were referred to file a complaint. The staff will be able to initiate a complaint form over the phone.

                              If you don't care for B&N DRM scheme, you can always purchase your eBooks through Kobo or Google and sideload them to your Nook.